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32548 Zip Code Detailed Profile

 

City: Fort Walton Beach, FL
Okaloosa County, FL
Estimated zip code population in 2010: 10,986
Zip code population (2000): 22,039

Age and Sex of Residents in zip code 32548

Zip code 32548 (Fort Walton Beach, Florida) real estate house value trends



  • General Map
  • MSN Map
32548 map from a distance

Houses and condos: 5,246
Renter-occupied apartments: 1,654
% of renters here:

36%
State:

31%

Jan. 2011 cost of living index in zip code 32548: 87.9 (less than average, U.S. average is 100)

Land area: 12.6 sq. mi.
Water area: 0.0 sq. mi.
Population density: 871 people per square mile 
 
  (low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.6% ($1,545)
Florida:

1.0% ($1,882)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,585 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $1,506 (0.7%)

Males: 5,548  (50.5%)
Females: 5,434  (49.5%)

Zip code 32548 races chart

100% urban population.

Estimated median house/condo value in 2010: $257,305
32548:

$257,305
Florida:

$187,400


According to our research of public records there were 45 registered sex offenders living in 32548 zip code in the middle of 2010.

Median resident age:
This zip code:

41.9 years
Florida median age:

40.5 years

Average household size:
This zip code:

2.6 people
Florida:

2.6 people

Averages for the 2004 tax year for zip code 32548, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,879 (Individual Income Tax Returns)
Here:

$39,879
State:

$50,523

Salary/wage: $30,307 (reported on 82.0% of returns)
Here:

$30,307
State:

$39,563
(% of AGI for various income ranges: 133.0% for AGIs below $10k, 81.8% for AGIs $10k-25k, 74.6% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 65.0% for AGIs $75k-100k, 38.4% for AGIs over 100k)

Taxable interest for individuals: $2,092 (reported on 38.5% of returns)
This zip code:

$2,092
Florida:

$3,211
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Taxable dividends: $3,209 (reported on 18.3% of returns)
Here:

$3,209
State:

$6,129
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$23,123 (reported on 14.7% of returns)
Here:

+$23,123
State:

+$27,205
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 23.4% for AGIs over 100k)

Profit/loss from business: +$11,749 (reported on 13.2% of returns)
Here:

+$11,749
State:

+$10,634
(% of AGI for various income ranges: 8.2% for AGIs below $10k, 3.8% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 5.5% for AGIs over 100k)

IRA payment deduction: $2,971 (reported on 2.9% of returns)
32548:

$2,971
Florida:

$3,082
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $10,707 (reported on 0.4% of returns)
Here:

$10,707
Florida:

$15,857

Total itemized deductions: $18,542 (21% of AGI, reported on 18.4% of returns)
Here:

$18,542
State:

$20,370

Here:

20.9% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 10.5% for AGIs below $10k, 5.4% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Charity contributions deductions: $3,910 (4% of AGI, reported on 15.2% of returns)
Here:

$3,910
State:

$4,064

Here:

4.0% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $6,313 (reported on 75.7% of returns)
32548:

$6,313
State:

$9,431
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 20.1% for AGIs over 100k)

Earned income credit: $1,708 (reported on 17.4% of returns)
Here:

$1,708
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 53.3%
Here:

53%
State:

60%
(% for various income ranges: 50.5% for AGIs below $10k, 55.2% for AGIs $10k-25k, 51.7% for AGIs $25k-50k, 51.8% for AGIs $50k-75k, 51.5% for AGIs $75k-100k, 66.2% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$61,155
Florida:

$46,077

32548 map

Nearest zip codes: 32547, 32579, 32544, 32542, 32569, 32580.
Fort Walton Beach Zip Code Map

Percentage of family households:
This zip code:

45.8%
Florida:

46.5%

Percentage of households with unmarried partners:
This zip code:

6.0%
Florida:

6.0%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 32548 with a mortgage: 1,954 (419 second mortgage, 195 home equity loan, 150 both second mortgage and home equity loan)
Houses without a mortgage: 1,043

Median monthly owner costs for units with a mortgage: $1,683

Median monthly owner costs for units without a mortgage: $540

Residents with income below the poverty level in 2010:
This zip code:

12.4%
Whole state:

15.0%
Residents with income below 50% of the poverty level in 2010:
This zip code:

6.8%
Whole state:

8.5%

Median number of rooms in houses and condos:
Here:

6.9
State:

5.8

Median number of rooms in apartments:
Here:

5.1
State:

4.3


Year house built

  • 2005 or later: 230
  • 2000 to 2004: 452
  • 1990 to 1999: 471
  • 1980 to 1989: 730
  • 1970 to 1979: 1,007
  • 1960 to 1969: 1,382
  • 1950 to 1959: 1,141
  • 1940 to 1949: 264
  • 1939 or earlier: 230


Zip code 32548 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 32548 household income distribution in 2009

Zip code 32548 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 32548:

  • Less than $10,000: 371
  • $10,000 to $14,999: 109
  • $15,000 to $19,999: 319
  • $20,000 to $24,999: 108
  • $30,000 to $34,999: 82
  • $35,000 to $39,999: 82
  • $40,000 to $49,999: 201
  • $50,000 to $59,999: 357
  • $60,000 to $69,999: 74
  • $70,000 to $79,999: 124
  • $80,000 to $89,999: 247
  • $90,000 to $99,999: 225
  • $100,000 to $124,999: 459
  • $125,000 to $149,999: 611
  • $150,000 to $174,999: 583
  • $175,000 to $199,999: 385
  • $200,000 to $249,999: 521
  • $250,000 to $299,999: 233
  • $300,000 to $399,999: 172
  • $400,000 to $499,999: 60
  • $500,000 to $749,999: 121
  • $750,000 to $999,999: 18
  • $1,000,000 or more: 43

 



32548 rent paid by renters

Rent paid by renters in 2010 in zip code 32548:

  • Less than $100: 143
  • $100 to $149: 560
  • $150 to $199: 217
  • $200 to $249: 5
  • $250 to $299: 241
  • $300 to $349: 125
  • $350 to $399: 364
  • $400 to $449: 236
  • $450 to $499: 222
  • $500 to $549: 290
  • $550 to $599: 426
  • $600 to $649: 251
  • $650 to $699: 357
  • $700 to $749: 192
  • $750 to $799: 241
  • $800 to $899: 346
  • $900 to $999: 131
  • $1,000 to $1,249: 223
  • $1,250 to $1,499: 58
  • $1,500 to $1,999: 73
  • $2,000 or more: 7
  • No cash rent: 71
 


Median price asked for vacant for-sale houses and condos in 2010: $208,451.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $261,999
  • Black or African American householders: $224,738
  • American Indian or Alaska Native householders: $246,156
  • Asian householders: $270,214
  • Some other race householders: $257,011
  • Two or more races householders: $222,097
  • Hispanic or Latino householders: $247,623

Estimated median house or condo value in 2010: $257,305
32548:

$257,305
Florida:

$187,400
Lower value quartile - upper value quartile: $177,906 - $369,069

Mean price in 2010:

Detached houses: $194,695
Here:

$194,695
State:

$282,186

Townhouses or other attached units: $249,090
Here:

$249,090
State:

$203,006

In 3-to-4-unit structures: $123,826
Here:

$123,826
State:

$178,311

In 5-or-more-unit structures: $153,549
Here:

$153,549
State:

$229,123

Mobile homes: $27,836
Here:

$27,836
State:

$81,216

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,450
  • One, attached: 348
  • Two: 185
  • 3 or 4: 480
  • 5 to 9: 480
  • 10 to 19: 284
  • 20 to 49: 313
  • 50 or more: 307
  • Mobile homes: 626
  • Boats, RVs, vans, etc.: 61
32548 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 4,425 (77%)
  • Carpooled: 763 (13%)
  • Bus or trolley bus: 80 (1%)
  • Motorcycle: 139 (2%)
  • Bicycle: 335 (6%)
  • Walked: 146 (3%)
  • Other means: 196 (3%)
  • Worked at home: 391 (7%)
 

32548 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 275
  • 5 to 9 minutes: 1,029
  • 10 to 14 minutes: 1,145
  • 15 to 19 minutes: 1,001
  • 20 to 24 minutes: 651
  • 25 to 29 minutes: 297
  • 30 to 34 minutes: 501
  • 35 to 39 minutes: 204
  • 40 to 44 minutes: 152
  • 45 to 59 minutes: 417
  • 60 to 89 minutes: 343
  • 90 or more minutes: 126
 

  • Sylvania Heights neighborhood

Percentage of zip code residents living and working in this county: 93.2%

Household type by relationship:

Households: 22,012
  • In family households: 17,287 (4,439 male householders, 1,532 female householders)
    4,532 spouses, 5,399 children (4,811 natural, 193 adopted, 395 stepchildren), 442 grandchildren, 123 brothers or sisters, 162 parents, 162 other relatives, 496 non-relatives
  • In nonfamily households: 4,725 (1,908 male householders (1,324 living alone)), 1,732 female householders (1,511 living alone)), 1,085 nonrelatives
  • In group quarters: 221 (49 institutionalized population)

Size of family households: 1,545 2-persons, 613 3-persons, 366 4-persons, 154 5-persons, 189 6-persons, 355 7-or-more-persons

Size of nonfamily households: 1,496 1-person, 332 2-persons, 99 3-persons, 145 4-persons, 163 5-persons

994 married couples with children.
938 single-parent households (470 men, 468 women).

86.4% of residents of 32548 zip code speak English at home.
29.1% of residents speak Spanish at home (24% very well, 7% well, 43% not well, 25% not at all).
21.9% of residents speak other Indo-European language at home (30% very well, 30% well, 37% not well, 4% not at all).
16.0% of residents speak Asian or Pacific Island language at home (23% very well, 51% well, 24% not well, 3% not at all).
10.5% of residents speak other language at home (58% very well, 42% well).

Foreign born population: 1,187 (10.8%)
(42.4% of them are naturalized citizens)
This zip code:

10.8%
Whole state:

19.2%

Most common places of birth for the foreign-born residents:

  • United Kingdom (12%)
  • Philippines (11%)
  • Germany (9%)
  • Korea (9%)
  • Thailand (6%)
  • Mexico (5%)
  • Japan (5%)

Year of entry for the foreign-born population

  • 2000 or later: 402
  • 1990 to 1999: 356
  • 1980 to 1989: 207
  • Before 1980: 497

Races in zip code 32548:

White population: 7,549
Black population: 2,610
American Indian population: 96
Asian population: 848
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 13
Two or more races population: 660
Hispanic or Latino population: 1,026

First ancestries reported:

 Other groups: 3,829
 American: 1,483
 German: 971
 Irish: 794
 English: 631
 Northern European: 420
 West Indian: 304
 Italian: 278
 European: 249
 Russian: 227
 Polish: 211
 Scotch-Irish: 182
 Jamaican: 173
 Arab: 154
 Brazilian: 151
 French (except Basque): 150
 Ethiopian: 146
 Croatian: 140
 Romanian: 139
 Greek: 133
 West Indian (except Hispanic groups): 126
 Arab: 120
 Scottish: 118
 Lebanese: 110
 Subsaharan African: 87
 Dutch: 87
 Czech: 86
 Finnish: 84
 Syrian: 81
 South African: 75
 African: 75
 Slavic: 68
 Swedish: 63
 Ukrainian: 60
 Belizean: 55
 Australian: 54
 Guyanese: 54
 French Canadian: 50
 Swiss: 43
 Danish: 41
 British: 40
 Welsh: 40
 Canadian: 38
 Armenian: 27
 Hungarian: 25
 Norwegian: 22
 Portuguese: 22
 Scandinavian: 15
 Haitian: 15
 Belgian: 12
 Slovak: 7
 Austrian: 6


Zip code 32548 marital status for males
Zip code 32548 marital status for females


Housing units lacking complete plumbing facilities: 2.4%

Housing units lacking complete kitchen facilities: 3.1%

Most commonly used house heating fuel:

  • Electricity (60%)
  • Utility gas (34%)
  • Bottled, tank, or LP gas (2%)
  • Wood (2%)
  • Other fuel (2%)
  • No fuel used (1%)

Population in 1990: 21,791. Population change in the 1990s: +248 (+1.1%).

Place of birth for U.S.-born residents:

  • This state: 6,494
  • Northeast: 2,337
  • Midwest: 2,938
  • South: 6,895
  • West: 1,494

53% of the 32548 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 323
Here:

17.6%
Florida:

11.5%

Students in private schools in grades 9 to 12 (high school): 561
Here:

57.7%
Florida:

10.4%

Students in private undergraduate colleges: 293
Here:

34.6%
Florida:

22.1%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Top industries in this zip code by the number of employees in 2005:

  • Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (over 1000 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 8, 20-49: 10, 10-19: 6, 5-9: 3, 1-4: 14)
  • Professional, Scientific, and Technical Services: Engineering Services (500-999: 1, 100-249: 1, 20-49: 2, 10-19: 4, 5-9: 1, 1-4: 5)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 3, 20-49: 9, 10-19: 4, 5-9: 2, 1-4: 6)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 2, 50-99: 2, 20-49: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (100-249: 1, 50-99: 1, 20-49: 6, 10-19: 1, 5-9: 5, 1-4: 7)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (250-499: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 108 people in nursing homes
  • 68 people in homes or halfway houses for drug/alcohol abuse
  • 37 people in other noninstitutional group quarters
  • 5 people in homes for the mentally retarded


Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 14 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED229$160,095130$173,165593$163,11623$55,183122$171,7931$59,610
APPLICATIONS APPROVED, NOT ACCEPTED7$142,42912$260,83647$179,1610$012$174,3581$45,260
APPLICATIONS DENIED23$133,57045$191,080254$168,06125$59,80668$204,5712$74,820
APPLICATIONS WITHDRAWN26$150,03131$228,636180$166,5212$77,26540$201,9162$106,890
FILES CLOSED FOR INCOMPLETENESS2$287,31510$161,74056$170,9350$07$134,7060$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$170,1804$185,2280$0
APPLICATIONS APPROVED, NOT ACCEPTED2$234,9255$135,5381$180,300
APPLICATIONS DENIED1$226,2901$93,7600$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS1$221,0400$01$221,040
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 32548 among deceased individuals
NameCountLived (average)
James19269.7 years
William18869.7 years
John16470.5 years
Mary15575.8 years
Robert15066.6 years
George9571.5 years
Charles9270.6 years
Margaret7577.6 years
Thomas7268.2 years
Dorothy5871.6 years
Most common last names in zip code 32548 among deceased individuals
Last nameCountLived (average)
Smith7769.1 years
Davis5475.6 years
Jones4971.7 years
Johnson4873.1 years
Williams4272.8 years
Miller4170.8 years
King3672.4 years
Wilson3468.6 years
Brown3274.8 years
Thompson2875.5 years
Businesses in zip code 32548
NameCountNameCount
AutoZone1Papa John's Pizza2
Best Western1Pizza Hut1
Blockbuster1Popeyes1
Buffalo Wild Wings1Publix Super Markets2
ColorTyme1Quality1
Comfort Inn1Quiznos1
Days Inn1RadioShack1
Dennys1Ramada1
FedEx4Ruby Tuesday1
H&R Block1Sears1
Haworth1Sprint Nextel2
Holiday Inn1Starbucks2
Home Depot1Subway2
IHOP1Super 81
KFC1T-Mobile1
Kmart1T.J.Maxx1
Kroger4Taco Bell1
La Quinta1UPS7
Lane Furniture2Verizon Wireless1
MasterBrand Cabinets2Waffle House2
McDonald's1Walgreens1
Office Depot1YMCA1
zip code 32548

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